Your Benefits Programme May Be Quietly Failing
Most employee benefits programmes are set up once and renewed every year without a second look. Meanwhile, medical inflation in India runs at 12 to 15 percent annually, hospital networks change, workforce size shifts, and the expectations of employees evolve significantly. A group health policy that was adequate three years ago may leave your team genuinely under protected today.
Beyond coverage adequacy, employee benefits have become a direct factor in talent acquisition and retention. Businesses that offer well-structured, genuinely useful benefits attract and hold better people.
A Benefits Programme That Actually Works Well
Policy Janch conducts a thorough review of your existing employee benefits setup, assesses where it is falling short, and helps you design a programme that is cost-effective, competitive, and genuinely valuable to your workforce.
We benchmark your current benefits against industry norms for your sector, identify gaps in coverage, and provide clear recommendations on how to improve without necessarily increasing costs.
Accelerating Results for Clients
01
Current Benefits Audit
Share your existing group policies and benefits documentation. We review everything and note what is working and what is not.
02
Gap and Benchmark Analysis
We assess coverage adequacy, identify gaps, and benchmark your benefits against sector standards for businesses of your size.
03
Programme Recommendations
You receive a structured report with specific, prioritised recommendations to improve your benefits programme within your budget.
04
Implementation and Review
We support your HR and finance team in acting on recommendations and offer ongoing reviews to keep benefits current.
Why Choose Policy Janch?
Our team brings years of industry experience and is committed to your best interests. At Policy Janch, education is at the core, we believe an informed customer is a protected customer. We simplify insurance, not just for service, but to educate and empower you at every step.
Make it Your Super Power
When you choose Policy Janch, you’re not just getting one service you’re getting an entire ecosystem designed to simplify your insurance journey. From choosing the right policy, verifying it, fixing past issues, and supporting you at the time of claims, our services work together seamlessly to offer complete protection. Whether you’re an individual or a business, bundling these services gives you the power of clarity, convenience, and confidence.
Do Your Employees Feel Genuinely Looked After?
Every business can offer benefits that make people feel secure and valued. If you are not sure yours do, it is worth finding out.
What Our Employee Benefits Service Covers
A complete review, redesign, and optimisation service for your corporate employee benefits programme, covering coverage adequacy, cost efficiency, regulatory compliance, and employee communication from start to finish.
- We assess your current group Mediclaim policy for adequacy of sum insured, hospital network coverage, sub-limits, waiting periods, and exclusions that may leave employees under protected
- We evaluate whether your current group health sum insured keeps pace with actual medical costs and inflation, and recommend appropriate levels for your workforce size and demographics
- We assess whether your business has appropriate GPA cover in place, particularly for roles involving travel, fieldwork, or physical activity
- We verify that your employee benefits programme meets current regulatory requirements under applicable IRDAI guidelines and labour laws, so your business is not exposed to compliance risk
- We identify where your business may be overpaying for coverage relative to utilisation and risk, and recommend consolidation or restructuring that maintains protection while managing cost
- We help your HR team develop clear, plain-language materials that explain employee benefits in a way people actually understand, so your investment in benefits is visible and appreciated
- We offer a structured annual review of your benefits programme to ensure coverage keeps pace with workforce growth, inflation, and changes in employee needs year on year
Your Success Story, Our Priority
Discover the real impact of our services. Our clients share their experiences with Policy Janch, highlighting our commitment to customer satisfaction, expert advice, and efficient claim processing. Read their testimonials to see why we’re the preferred choice for insurance service providers.
More Services by Policy Janch
Comprehensive Claims Process Assistance
Dealing with a claim? Policy Janch offers professional claim management to advocate for your best interests. Our experienced team handles the complexities, from documentation to negotiation, maximizing your chances of a fair and efficient settlement.
Corporate Insurance Consultation
Make smarter insurance choices with Policy Janch’s trusted advisory services. We provide independent evaluations and expert recommendations, empowering you to secure the right coverage and protect your assets effectively, free from brokerage bias.
Risk Identification & Analysis
Minimize uncertainty and protect your bottom line with Policy Janch’s risk assessment services. We provide critical insights into potential threats, enabling you to implement effective risk management strategies and build a more resilient future.
Contact Us Today
Policy Janch helps individuals and businesses confidently navigate their entire insurance journey. We offer end-to-end support including policy selection, fine-print reviews, mis-selling checks, documentation help, and ongoing servicing.
Stay Informed, Secure
Your Future.
Navigating the world of insurance can feel overwhelming. At Policy Janch, we believe in empowering you with the knowledge and insights you need to make confident decisions about protecting your most valuable asset. Explore our blog for expert advice, industry updates, and clear explanations.
Got Questions? We've
Got Answers.
What is corporate employee benefits insurance and what does it typically include?
Is group health insurance mandatory for businesses in India?
What is the minimum number of employees required for a group health insurance policy?
How does Policy Janch help with employee benefits if we already have a broker handling our group policies?
Your People Deserve Benefits That Mean Something.
A benefits programme that actually works is one of the most cost-effective things a business can invest in. Let us help you build one.
