Most Businesses Are Covered But Not Protected
Having an insurance policy and being genuinely protected are two very different things. Most businesses renew their commercial insurance portfolios on autopilot every year, trusting the same broker without ever questioning whether the coverage still reflects the actual risk the business carries today.
The result is predictable. When a significant loss occurs, the gaps become visible. Outdated sums insured, missing covers, overlapping policies that leave critical areas unaddressed, and premiums that do not match the risk profile of the business as it stands now.
An Independent Review Built Around Your Business
Policy Janch conducts a thorough, independent review of your entire corporate insurance portfolio. We assess what you have, what you are missing, what you are overpaying for, and what your actual risk exposure looks like today. The output is a clear, actionable report with specific recommendations tailored to your business size, sector, and risk profile.
We do not earn commissions from insurers. Our advice is paid for directly by you, which means it is structured entirely around what is right for your business.
- We work with businesses across manufacturing, retail, logistics, healthcare, export, construction, hospitality, and professional services.
- Consultation is available as a one-time review or as an ongoing advisory arrangement.
Review. Verify. Fix. Protect
01
Portfolio Submission
Share your existing insurance policies, renewal dates, and any recent claims history. We review everything before advising.
02
Gap and Risk Analysis
We identify coverage gaps, underinsurance, missing critical covers, and policy overlaps across your entire commercial portfolio.
03
Recommendation Report
You receive a clear, written report with specific, prioritised recommendations tailored to your business operations and risk profile.
04
Implementation Support
We support your team in acting on the recommendations, including guidance on policy selection, renegotiation, and placement.
Why Choose Policy Janch?
Our team brings years of industry experience and is committed to your best interests. At Policy Janch, education is at the core, we believe an informed customer is a protected customer. We simplify insurance, not just for service, but to educate and empower you at every step.
Make it Your Super Power
When you choose Policy Janch, you’re not just getting one service you’re getting an entire ecosystem designed to simplify your insurance journey. From choosing the right policy, verifying it, fixing past issues, and supporting you at the time of claims, our services work together seamlessly to offer complete protection. Whether you’re an individual or a business, bundling these services gives you the power of clarity, convenience, and confidence.
When Did You Last Question Your Cover?
Most businesses have not reviewed their insurance portfolio in years. If your policies were set up when the business looked very different, it is worth finding out what has changed since then.
What Our Corporate Consultation Covers for You
A complete, independent audit of your corporate insurance programme, delivered as a structured review with written recommendations your team can act on immediately or over a planned timeline.
- We review every commercial policy your business holds across all insurers, mapping coverage, sums insured, renewal cycles, and exclusion clauses in one consolidated picture
- We calculate whether your current sums insured reflect the actual replacement or reinstatement value of your assets, accounting for inflation and business growth since the policies were placed
- We identify risks your business carries that are not currently covered, including cyber liability, directors and officers liability, business interruption, and product liability, where applicable
- We identify areas where your business is paying for duplicate or redundant coverage across multiple policies, and recommend consolidation where it saves cost without increasing risk
- We map your identified business risks against your existing coverage to produce a clear visual gap report that shows exactly where you are exposed
- You receive a structured, written report with prioritised recommendations, estimated premium impacts, and a clear rationale for each suggested change
- For businesses that want continued support, we offer an ongoing consulting arrangement covering policy renewals, mid-term changes, and annual portfolio reviews
Your Success Story, Our Priority
Discover the real impact of our services. Our clients share their experiences with Policy Janch, highlighting our commitment to customer satisfaction, expert advice, and efficient claim processing. Read their testimonials to see why we’re the preferred choice for insurance service providers.
More Services by Policy Janch
Comprehensive Claims Process Assistance
Dealing with a claim? Policy Janch offers professional claim management to advocate for your best interests. Our experienced team handles the complexities, from documentation to negotiation, maximizing your chances of a fair and efficient settlement.
Risk Identification & Analysis
Minimize uncertainty and protect your bottom line with Policy Janch’s risk assessment services. We provide critical insights into potential threats, enabling you to implement effective risk management strategies and build a more resilient future.
Corporate Employee Benefits
Minimize uncertainty and protect your bottom line with Policy Janch’s risk assessment services. We provide critical insights into potential threats, enabling you to implement effective risk management strategies and build a more resilient future.
Contact Us Today
Policy Janch helps individuals and businesses confidently navigate their entire insurance journey. We offer end-to-end support including policy selection, fine-print reviews, mis-selling checks, documentation help, and ongoing servicing.
Stay Informed, Secure
Your Future.
Navigating the world of insurance can feel overwhelming. At Policy Janch, we believe in empowering you with the knowledge and insights you need to make confident decisions about protecting your most valuable asset. Explore our blog for expert advice, industry updates, and clear explanations.
Got Questions? We've
Got Answers.
How often should a business review its corporate insurance portfolio?
What kinds of coverage gaps does Policy Janch typically find during a corporate consultation?
Can Policy Janch help a business that is unhappy with its current insurance broker?
What sectors does Policy Janch have experience with for corporate insurance consultation?
Better Coverage Starts With an Honest Conversation.
You do not need to change your insurer or your broker to start. You just need a clear picture of where your business stands.
